Philadelphia Foreclosure Defense Attorneys
Defending PA and NJ Homeowners From Losing Their Homes to Foreclosure
The consequences of the subprime mortgage crisis and collapse of the housing market in 2008 are still felt among many even more than a decade later. In the years since, homeowners have found themselves out of work, underemployed, or otherwise unable to keep up with their mortgage payments for various reasons outside of their control.
At Weisberg Law, our lawyers are experienced when it comes to handling matters concerning:
- Foreclosure
- The mortgage lending industry
- The residential real estate market
- Defensive actions for ejectment/eviction
- Defensive actions after sheriff’s sale or tax sale
We work to help clients who were taken advantage of by predatory lenders find solutions to foreclosure that may allow them to modify terms of their mortgage agreements or restore ownership of their homes.
To begin working toward a solution, contact our foreclosure defense attorneys in Philadelphia at Weisberg Law for a free consultation. Call (610) 550-8042 for help.
Why Should I Hire a Foreclosure Attorney?
Our law firm is dedicated to helping clients who’ve been taken advantage of. Mortgage lending, unfortunately, is an industry rife with opportunity for unscrupulous people to take advantage of others.
That’s why our attorneys are driven to help our clients even the playing field by providing an aggressive defense when they face foreclosure. We strive to hold predatory lenders and scammers accountable for trying to wrongfully wring vulnerable clients dry of their assets and other financial resources.
Way to Prevent Foreclosure in Pennsylvania
Are you facing foreclosure? It can be incredibly stressful and complicated. One way to defend against foreclosure is by securing a loan through Homeowners' Emergency Mortgage Assistance Program (HEMAP). HEMAP is a loan program designed to help Pennsylvania residents who risk losing their homes to foreclosure because they are unable to make mortgage payments through no fault of their own.
How Does HEMAP Work?
HEMAP works by loaning enough money to approved people to bring their delinquent mortgage current. HEMAP secures its loan with a mortgage on the property that is being threatened by foreclosure. Borrowers will therefore have two mortgages on the same property.
HEMAP has two types of assistance: continuing mortgage assistance loans and non-continuing mortgage assistance loans. Both of these are loans, not grants, which means that borrowers must repay them.
About HEMAP Non-Continuing Mortgage Assistance
A non-continuing mortgage assistance loan brings the homeowner's mortgage current to a particular date. Then the homeowner makes a monthly mortgage payment to their lender and also a monthly payment to HEMAP.
HEMAP Continuing Mortgage Assistance
With a continuing mortgage assistance loan, the mortgage is again brought current to a particular date but also offers continuing assistance for future mortgage payments. The homeowner sends a designated monthly payment to HEMAP. Then HEMAP sends both the homeowner's payment and HEMAP's subsidized funds to the homeowner's lender to make up the full monthly mortgage payment. This is different from a non-continuing mortgage assistance loan because the homeowner does not directly make a monthly payment to his or her own lender.
Call Foreclosure Defense Lawyers at Weisberg Law
There are many ways that homeowners in Pennsylvania can defend against a home foreclosure without having to declare bankruptcy. Foreclosure defense may be possible even at the last minute, but there is no doubt that the earlier it is in the process, the more options there are to choose from.
If you’re considering whether or not to work with Weisberg Law, take the following into consideration:
- Our firm is dedicated to helping people and businesses who have had their rights violated or are victims of fraud
- Our foreclosure defense attorneys in Philadelphia treat our clients’ concerns with honesty, professionalism, and care
- We offer a free initial consultation to help you understand how we can help you
- We reply to messages and calls within 24 hours
- We meet with clients on Saturdays
- We offer flat fees and monthly retainers
If you are looking for solutions to foreclosure that can help you keep your home, contact Weisberg Law online now.
Award-Winning Business
Aggressively Representing Our Clients
See What Our Clients Are Saying
-
“Matthew represented me in a complex real estate matter vs. the city of Philadelphia and we won.”
Matthew represented me in a complex real estate matter vs. the city of Philadelphia and we won. I've also referred Matthew Weisberg to a friend with a complex case and the results were excellent so I will continue to refer.- Lonnie C. -
“Because of his help, now I can heal.”
“Gary was unwavering in his support and diligent efforts to obtain the best results possible for me, encouraging me when I was ready to give up, and fighting for me up to the very last minute.”- Former Client -
“...I'm glad his law firm represented me in federal court.”
Matthew Weisberg is a very professional attorney and person, I'm glad his law firm represented me in federal court.- Richard M. -
“He did everything in his power to help me win my case.”
“I was very pleased with the outcome of the situation and satisfied overall with this attorney.”- Richard M. -
“Mr. Schafkopf reviewed and gave helpful and professional advice in a complex lease negotiation.”
“Attorney Gary Schafkopf conducted a commercial lease review and helped with a new business entity.”- Alan C. -
“With their constant never-ending support, they got justice for me.”
“They helped me get my life back. I will always remember how empowered I felt after I testified and when the case was over (in my favor!).”- Robin R. -
“Keeps difficult issues in perspective.”
“He has accomplished excellent results in several difficult situations. I can count on him to find a practical solution and negotiate a fair and equitable deal.”- Stephen R. -
“I highly recommend this lawyer!”
“Gary has been a tremendous help to our family, we are incredibly fortunate to have found him.- Jessica H.
He is extremely knowledgeable and truly cares about his clients!”